Conventional Conforming FNMA and FHLMC
- Fixed and ARMs
- Home Ready, Home Possible and Home Possible Advantage
- Manufactured Housing-double wide only and AUS required
FHA
- 500 minimum FICO- Call for details
- 1-4 units
- Approved Condos
- Manufactured Housing-double wide only and AUS required
VA
- 580 min FICO-must have an AUS on FICO less than 620
- Jumbo loan balances allowed
- Manufactured Housing-double wide only and AUS required
Rural Housing/USDA
- 580 minimum FICO
- Manual underwriting acceptable
Texas Veterans Land Board (VLB)
- 620 min FICO
- Can be used on a VA, FHA or Conventional loan
- Borrower paid compensation only
Texas A-6 (Texas Cash out)
- No overlays